


LendingTree is not a direct lender, but they can point you to the largest number of USDA-approved lenders in your area. Fast loan approval for good or excellent credit.All-online application process or face-to-face – it’s your choice.That may not help you with your USDA loan, but it’s always good to work with a lender that also provides other financial services. Personal loans can be used for any purpose and are available through Marcus by Goldman Sachs. But they also offer personal loans of up to $40,000 with no fees of any sort.
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Like other lenders on this list, Guaranteed Rate provides the full range of mortgage loan products, including conventional, Jumbo, FHA, and VA mortgages, in addition to USDA loans. Guaranteed Rate gives you the choice of either online or face-to-face in handling your USDA application process. That’s in addition to what is generally an all-online application process. Once again, this can be a major advantage with USDA mortgages, since they can be more involved than other types of loans. What’s more, Guaranteed Rate has been BBB accredited since 2009.Īnd not only does the company operate across the country, but they also have branch offices in all 50 states. This is supported by the company’s Better Business Bureau (BBB) rating of “A,” which is the highest rating on a scale of A+ to F. The company reports 96% of its customers would recommend them to friends and family. Guaranteed Rate offers quick processing and high approval rates for borrowers with good credit.

In addition to its wide variety of services, Fairway takes great pride in its customer support. Included in that list is the USDA loan (as well as FHA and VA).Īpply online or at one of their over 700 locations! Fairway offers some helpful features in their USDA loan program including a 30-year fixed rate, low closing costs, and interest rates, low credit requirements. A lengthy list of loan options is among the financial services Fairway offers. Fairway Independent Mortage Corporationįairway Independent Mortgage Corporation, available in every state, was established in Madison, Wisconsin in 1996. Customer service is only available on weekdaysĢ.Operates in 49 states + the District of Columbia.Guarantee to save you money compared to the competition, or they’ll pay you $100.Offers all mortgage programs, including USDA loans.The company also reportedly does not charge an origination fee. The loan savings will be in the form of closing costs, loan payments, or a combination of the two. Either they will save you at least $1,000, or pay you $100. In fact, they don’t even request your Social Security number up front.ĪmeriSave has some of the lowest mortgage rates in the industry. And just as important, they do a soft credit pull that won’t affect your credit score while you’re shopping for a mortgage. The company operates in 49 states and the District of Columbia (New York is the exception).ĪmeriSave enables you to get prequalified online in as little as three minutes. They provide USDA mortgages, in addition to all other types of mortgage financing. PNC Bank: Best for Online Pre-Approval ProcessĪmeriSave Mortgage has been in business since 2002 and has become one of the leading mortgage lenders in the country across all mortgage program types.New American Funding: Best for Bad Credit.LendingTree: Best Marketplace for USDA Loans.Fairway Independent Mortgage Corporation: Best Variety.Here are the best lenders for USDA loans in 2023: In This Article 9 Best USDA Mortgage Lenders There are hundreds of USDA-approved lenders around the country, but which is the best for you? It’s best to focus on which lender will work best for you, and that will depend entirely on your own needs and preferences. After all, there is no one best lender for all consumers. Rather than writing them in order, I’m instead listing them by their best strength. In this article, I’m going to list what I believe to be the best USDA lenders nationwide. USDA loans enable you to purchase or refinance a home using 100% financing, and unlike VA loans, you don’t need to be a veteran to qualify for a USDA loan. But they’re actually one of the most valuable mortgage programs available. Of all the major mortgage types available – conventional, Jumbo, FHA, and VA – USDA loans are probably the least understood by the general home-buying public.
